Is Plaid down?
Bank data aggregation and open banking.
Severity over 90 days
From the incidents published by the provider. Maintenance excluded.
Downtime over 90 days
What to do if Plaid is down
Check it isn't your side
Open another site. If it loads, your connection is fine.
Read the official source
Plaid's status page is authoritative. It is the one we poll every 5 minutes.
Official status page →See what people are reporting
Outages often surface on X before Plaid publishes them.
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Incident history
Published by Plaid
[Wells Fargo] Scheduled Maintenance
Wells Fargo is planning maintenance on its Account Statements API from 1 November 06:00 UTC to 1 November 11:00 UTC. During this five-hour window, statement retrieval may be intermittently unavailable.
[Chase] Scheduled Maintenance
Chase is planning maintenance from 1 November 05:00 UTC to 1 November 07:00 UTC. During this window, we expect up to 120 minutes of downtime for Item adds, API calls, and scheduled updates.
Service Disruption Impacting Wells Fargo connections
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Transaction Updates Delayed
We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.
Elevated Item add errors
This issue has been mitigated. We are closely monitoring our systems as we recover.
Chase Scheduled Maintenance
Maintenance has started
Official source
Data from Plaid's public status page.
Official status pageBadge for your site
Show Plaid's status on your own site. Updates automatically, same address as this page.
<a href="https://www.upstreamstatus.com/en/status/plaid"><img src="https://www.upstreamstatus.com/badge/plaid?locale=en" width="280" height="64" alt="Plaid status" /></a>
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Frequently asked questions
Is Plaid down right now?
As of the last check (2026-10-31 19:59 UTC), Plaid reports “Operational” on its official status page. 6 ongoing incidents, latest: [Wells Fargo] Scheduled Maintenance .
What is Plaid's uptime over the last 90 days?
Plaid shows 94.09% uptime over the last 90 days, across 6 published incidents.
How do I get notified automatically when Plaid goes down?
Create a free alert on Upstream Status: as soon as an incident is published on Plaid's status page, you get an email (or a Slack/webhook notification on a paid plan).